NHS is a nonprofit neighborhood revitalization organization committed to helping homeowners and strengthening neighborhoods throughout Chicago, South Suburban Cook County & Elgin. Neighborhood Lending Services (NLS), an NHS-affiliated corporation, is Illinois’ largest nonprofit lender for homeowners and new home buyers. Whether you are interested in free Home Buyer Education classes, a fixed-rate loan to buy a home, would like to fix up your home, or are trying to save your home from foreclosure, NHS has the expert help you need.